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Pays for bodily injury and property damage you do to other people and their property for covered incidents that you are held liable for. Coverage only extends ONLY UP TO STATED LIMITS ON POLICY
Can pay for Bodily injury and property damage to you and your property when damaged by others when they dont have any insurance or don't have high enough limits on their insurance to cover your damages
Can provide reimbursement for medical expenses to you and the passengers in your car in the event of a covered accident
Can provide benefits for medical expenses, pain and suffering, a percentage of lost wages in the event of a covered accident
Pays for the repair or replacement (usually up to market value) of your vehicle in the event of a covered collision involving your vehicle
Pays for the repair or replacement of your vehicle from a covered loss involving any thing other than collision. Examples are theft, vandalism, hail, fire flood, hitting an animal and falling objects while call is parked.
Pays for the rental of a replacement vehicle in the event of a covered loss while your car is being repaired. Pays up to a stated amount per day. Usually for 30 days maximum
Pays for necessary services to get your car going again. Examples are towing, Flat tire repair, Jump start battery, and on some polices lost key lockout.
Policies can vary greatly. Above descriptions are general in nature only and not meant to be a replacement for a thorough policy review. You should always have a professional insurance advisor go over any specifics about your own policy definitions, dates, coverages, limits, exclusions, deductibles etc.
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